Regular/Ordinary Loan

 
  Loan Limit of members Upto  Rs. 2,00,000/-
  Maximum Installments 36 Months installment
Interest Rate 15.00% per annum (Reducing balance)
  Required Sureties  Upto Rs.  50,000/-              Two Surety
    Above Rs. 50,000/-              Three Surety
  Loan Charges Loan Processing Fee                 2% of Loan Amount
Required Documents Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, Pan Card,ITR/Income Proof,  Bank Passbook,one photo of Borrower and one Photo ID & Photo of all sureties.
Others 10% Shares of Loan sanctioned amount of Borrower all sureties.
     

Emergency Loan

     
  Loan Limit of members Upto  Rs. ,50000/-
  Maximum Installments 12 Months installment
  Interest Rate 18.00% per annum (Reducing balance)
  Loan Charges Loan Processing Fee                 2% of Loan Amount
Required Documents Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, one photo of Borrower and one Photo ID & Photo of surety
     

Loan against Deposits

     
  Loan Limit of members Upto 90% of Principal Value of Deposits
  Maximum Installments As per maturity of Deposits
  Interest Rate Plus 2% of Deposit Rate
  Required Sureties No surety required
  Required Documents Original certificate of Deposits & one Photo.
     

Loan against Property

     
  Loan Limit of members Upto Rs. 20,00,000/-
  Maximum Installments 100 Months installment
  Interest Rate 15.00% per annum (Reducing balance)
  Required Sureties Two Sureties
  Property Details Registered Property with proper chain in original.
  Required Documents Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill,  one photo of Borrower and one Photo ID & Photo of sureties
  Loan Processing Fee 1% OF LOAN AMOUNT
  Building Fund 1% of Loan Amount